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I'm currently on LTD from long haul covid. The insurance is offering a one time severance which covers about 3 years of payments, starting close to my 57th birthday. Part of the offer is they will continue to provide extended health, life, ADD insurance until I'm 65. Should I consider this offer?
I’m currently receiving long term disability as of been off due to mental health issues I was refereeed to one of the insurance company rehabilitation coordinator and one of there occupational therapist I received that they want me to return to work in the coming weeks and have sent a schedule to my employer I don’t agree with the schedule as I feel it will affect my mental health well being and safety I also stated to them that I don’t feel like I’m currently ready and still have ongoing symptoms , but they assume I’m cured because I saw the ot I currently stated that I would be seeing my own doctor in the coming weeks but could t get an appointment before the rtw date my case manager then emailed me stating that if i didn’t participate in the rtw plan they would terminate my benefits
I’m looking for some legal guidance about what’s been happening at my job. I’ve been with my employer for almost 13 years (I work in customer service for a railway). I’ve struggled with mental health issues for the past 3 years — bipolar disorder, treatment-resistant depression, and anxiety. I was off work twice on STD and LTD: the first time for about 5 months, returned for 2 months, then off again for around 9 months. my return date was feb 2025 been working full time since When I returned, my shift was changed to 6:30 AM with an added commute time of 30 min each way. 60 kms away from home, used to work 12kms and 730-330pm. I didn’t have 5:30 AM childcare, so I requested accommodation. They allowed me to start at 7:30 AM temporarily while I tried to find childcare. Since then, I’ve been required to attend biweekly meetings since May to update them on my childcare search, which has been stressful and unsuccessful as finding someone qualified for 530am is nearly impossible. Since this was heading to arbitration work decided to change my shift to 730-330 and unhappy about that change they have now been creating more obstacles for me . Recently, my manager (new since May) has started documenting me for being 3–4 minutes late a few times and for logging off my computer a few minutes early. They’ve now called a formal meeting with my union rep to discuss “time theft.” I feel like I’m being targeted or pushed out because of my prior medical leave and accommodations. I have no prior discipline or complaints in 13 years, and all this started after the new manager came in. My questions: Could this be considered harassment, discrimination, or reprisal for my disability or taking medical leave? What kind of documentation or evidence should I be keeping right now? Should I be talking to an employment lawyer directly, or wait to see how the union handles it? Is there any risk in attending this “formal meeting,” and what should I say (or not say)? Any advice or direction on what steps to take next would be greatly appreciated.
I tried to go back to work on modified duties 3 months before LTD 2 year period because I panicked not knowing how to support myself financially after being cut off at 2 yrs. I ended up off work needing emergency spinal surgery after 3 months. My claim was extended 6 months which ends in 1.5 months. I'm still not able to do the job I'm educated and experienced in. I have no other experience and not able to do schooling/retraining as my mental and physical health are now affected. What will happen in December when I get cut from LTD because my 2 years plus extension are up? Also my surgery was for a different issue than I was initially off for (mental health) so I am now suffering from mental and permanent physical health issues. Do I have any rights? Please help! I am running out of time.
I have had RA since 1995 that has been treated medically and ongoing. I have been working fulltime for a company with Canada Life LTD for the last 11 years. And now I am unable to work due to the tasks and the erosion of my joints. Can they deny me benefits?
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