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I have returned to work on reduced hours.i Currently do 4 hours per day. Currently on ltd. I am a diabetic and was on ltd because of a toe amputation. I work in ontario in retail. My employer asked me to sign a letter where when business is slow they can reduce my hours to 32 hours from 40 hours. They are also laying people off. I am concerned how would this letter effect my ltd . Also if laid off effect my severance package. Can they force me to sign this letter.
My LTD is considering paying me out instead of monthly payments. How would that affect my CPPD payments. Do I have to do anything if they do pay me out
I am 53 and I have Parkinson’s (young onset). I’m now on full time LTD and have been shown to be fully disabled for any occupation. I’m also in the CPP disability application process. As I have 12 years to retirement age, and an accruing COLA stipend, I realize my benefit package is expensive to Manulife. I’m recently now experiencing cognitive impairment/ dysregulation with some days very severe. Is there anything I need to be aware of to watch for coming down the road that Manulife might try to deny or pay me out? I’d like to prepare now before more cognitive issues advance with this neurodegenerative disease. Thanks for any help you can provide.
I am at the end of my STD, Dr says I'm not ready to return to work and stated I should apply for CPP disability. My question is, do I apply for CPP disability first, or continue into the LTD claim?
I am advocating for my son who is on Income Replacement Benefits with the military. He is being asked questions by Manulife right now which will help determine if he gets approved for total disability. We are looking for guidance on answering the questions from manulife.
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