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Good afternoon As of January 28, 2019 I have been on long term disability. When it comes to my insurance premiums, is it my employers responsibility to pay for said premiums. I have been paying all along since being on long term. I work in Orléans, Ontario Thank you Micheline

According to my disability contract I’m entitled to a yearly cost of living increase every year after 12 months, you bet, no mention of it from the insurer and no increase. What do I do to get them to increase my monthly payment?

hi, so I’ve been on long-term disability for about three years now and have had definite hurdles with this insurance company. But my question is I went and got an independent medical assessment done on my own which I paid for and submitted it that to them. My long-term disability was approved an additional four months. So now a few months later they are saying that they want me to do an independent medical evaluation. So why would I have to do two of those? I did one of my own and paid for myself.My guess is that they want someone that they know will put my assessment in their favor. Anyways just wondering what your thoughts are on that on if I can say that I won’t be doing it because I already did one. Thanks

My insurer has been calling every month and putting me through a rigorous question period, everything from time I got up to time I went to bed and everything in between. I’m getting fed up with the constant once a month harassing calls and want to know if I can just direct the case manager to talk with my dr. This has been going on now for the last 6 months of a 14 month LTD.

All my testing was done in Vancouver. Mri, eeg, cat scan blood tests. I moved beacause I couldn’t work and had to move I couldn’t afford my place. Will I have problems getting my medical records from a different health regions. Iam still in Bc. #2 I may have something very bad called multiple system autrophy this will not show up on mri, eeg, cat scan or blood test. There is no test for this. The only 100% way to confirm this is autopsy at death. When should I go after a settlement payout. If I wait a couple years I might not be able to talk to pursue this. I will need settlement for specialized care, hospice care, as this thing. Takes everything , wheel chair bound, can’t eat, feeding tube etc.etc #3 would moving have a negative outlook on my claim? I wasn’t going to involve insurance but I took a spin for the worse in February and it was clear my initial stress diagnosis was mot what it is. I suffer everyday with this . It’s taken my whole life away from me. I have a job here waiting. I can’t take it beacause of this situation. I haven’t worked in 7 months now beacause of this illness. Iam diagnosed. Conversion disorder. With the possibility it’s multiple system autrophy. There is no treatment or cure for multiple system autrophy. Iam waiting to get better from conversion disorder or waiting to get worse with multiple system autrophy.