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Can you receive short term disability in Ontario as well as benefits from a privately purchased disability insurance? Or would I be taxed?

I am on LTD, Otip will not put me back to work because I need a surgery first. No time line on surgery yet. I have a traumatic brain injury. I cannot afford to pay my mortgage, bills, car and food for my three kids with 1800 a month.

I am on LTD insurance states return to work is Nov 24 “when it changes to any job”. I received a text message back in March from Former executive director stating “the agency hired naming the persons for my supervisor job so you are not returning to work”What are my options? Do I have enough to file wrongful dismissal?

I am currently receiving LTD from Manulife via my employer's plan. I was diagnosed with a Major Depressive Disorder and Generalized Anxiety disorder. I have been under the care of my family doctor and psychiatrist when it comes to medication. I would like to return to work, but I am just not there yet. The insurance company called me today and informed me that I am to return to work on September 30th, even though my LTD is not up until December 19th. Now, to the best of my knowledge, my family doctor has not given approval or clearance for me to return to work, as nothing has been discussed with me on a specific date. We have spoken generally about the reality of returning but no specific discussion on a date. Do I need clearance from my doctor or can the insurance set that date by themselves? How do I proceed from here? Any guidance you can provide would be greatly appreciated.

I am on LTD with GWL. I may be pregnant, will this affect my disability? What happens if they cut me off while pregnant?