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My LTD 2 years will be done soon in October. Now my insurance company is asking me to apply for CPP Benefits and also asking me to sign Irrevocable Consent to Deduct and Pay an Insurer, which I don't agree and I don't want to sign. what bad insurance co. can do, if I don't sign this letter. Also If I am denied CPP Benefits, can Insurance company deny my disability benefits at the end of 2 years. or if approved-Will insurance company continue to pay benefits even after 2 years? Please reply. Thank you.

Hi. My Name is Jay. due to my both kidney failure in 2017, I am placed on Dialysis 3 days a week. In 2018 I was placed on partial disability (LTD) Because I was able to work 3 days a week and rest is covered by LTD. Now after 2 years in this November, they will reassess my eligibility. meantime I have been diagnosed with Prostate Cancer and surgery was due on April 9th-did not happen till now due to Covid-19. and I am no longer working at all and on full LTD now. my question is: If at the end of 2 years of my LTD claim, if I am still working 3 days a week like before- will the insurance company will deny my partial disability claim after 2 years. another situation is if I am not able to work at all after 2 years completion due to dialysis- will I be denied LTD benefits. Please reply. Thank you.

I have been on long term disability it will be 2 years in august does the insurance company have to offer me a back to work program for my current employer

I have LTD insurance. I am a full time employed Registered Dental Hygienist. I have not been working since March 14 due to Covid-19. My office is getting ready to rehire the hygienists whenever the government says we can return. My boss is not sure if it will be full time immediately or part time building up to full time. I have been diagnosed with psoriatic arthritis and have type 2 diabetes, making me immune compromised. I also take methotrexate which is an immune lowering drug. My boss is trying to get proper PPE but not sure if everything will be 100%. (ex: ventilation in rooms, disposable gowns/not available etc) I am terrified to return to work. At my age (60) and my health (immune compromised) I am at greater risk for becoming ill from Covid-19. With the aerosols in dental offices, that makes us high risk. Is there anything I can do to collect LTD or do I have to suck it up and go back? (probably July/August we think)

Am I obligated to provide my insurer with my work experience for the past ten years, current resume, computer skills, hobbies etc. I am on currently on LTD and this information has just been requested. I do not feel I need to provide this?