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do you fight procedural violations cases; my wsib case manager refuses to provide answer to my inquiries and I am tired of this. Do I have a claim? thanks
I have a chronic health condition and have had to use my work group STD & LTD multiple times since 2009. I am currently off again and may not be able to return back to my job. Just became aware that my benefit plan was changed as far as LTD is concerned, was until age 65 or able to return to work. Have been told that it is now age 65 or 5 years whatever comes first. My questions are: 1. Can my employer change the LTD for myself and my coworkers ,that we pay 100%, it has always been deducted from my paycheck if we opted into the plan. 2. If changes are made apparently all they do is put out an email that tells us look look (when at work) at the company portal. 3. I just became aware during a discussion with my LTD case manager, and am reviewing my pay stubs to see if the deductions changed, but they are not broken down showing LTD that each of us pay 100% of the cost, with the extended health, dental etc. Is that correct? 4. If my illness that I was off for, prior to the employer changing the policy at least once, possibly as many as 3 times in the past 15 years is it possible to have my previous cases reopened and tied together? 5. To my knowledge if I have any other insurance policy change, addition or deletion I have to be sent the updated wordings. I have only been provided with my original wordings from when I started some 20 years ago, do group plans not require that we are provided the updated wordings?
I'm presently on long term disability I'm permanently disabled been disabled for over 9 years I recently found out my company wants to terminate my employment I've been with the company for 30 years can they do that my contract with the long term insurance company says I'm insured till 65 however it states I must still be employed to receive long term disability insurance is that true and can my company terminate my employment and what would happen to my pension do I lose my pension if they terminate me