Top Questions and Answers

Ask your question and a Long-term Disability Lawyer in Canada will answer in minutes

Hi there I had a serious knee injury and have been on LTD sine March 2020 My job is very physical and the insurance company is attempting to push me back to work in about 2 weeks when both my doctor and I think it is at least a month too early . Also the return to work doesn’t seem to be gradual enough. What options are best for me ?

RE: Private vs Public records I hope you and your team had a wonderful Father's Day week-end. I am currently a recipient of both LTD and CPP, under any-occupation policy. I am considering returning to the workforce full-time after full recovery. However, I am now faced with additional employment barriers: I appreciate that privacy law may not be under your scope, however, my main concerns are 1) Will a background check by a recruiter reveal that I am currently a recipient of LTD/CPP? 2) Will I be denied health/disability insurance in the future based on similar public/insurance/medical records? I am feeling both anxious and hopeless as I do not know what are my options. (When my current employer could not accommodate during RTW, my mental health took a major fallout before I was approved for coverage under the any-occupation policy) Any constructive feedback or reply would be greatly appreciated. Best Regards.

Can my company let me go at 65 years old even though I have been disable and not allowed to work for the last 3 years and have been with the company since 1987. I will not allowed to return to work due to health but want to stay employed for my benifits which I contribute to.

I’ve been on LTD for a year and a half, the insurer has already initiated the change in disability classification, and gave vague info on what’s to take place, I requested a copy of the disability contract that shows what the requirements will be to maintain my status as a fully disabled person. I was refused a copy and told to talk to my employer for a copy, the employer has stated it’s a management contact only and not for employees, how the heck are you supposed to get a copy?? I’d like to know my rights and obligation yet both deny me a copy of the contract!! What can I do?

I have disability insurance on my mortgage. They say it lasts for two years then I can apply again with a new diagnosis? Can this be another symptom of the same ring.