Top Questions and Answers Ask your question and a long-term disability lawyer will answer in minutes Your Question * Your Email * Your Name * Your City Feedback Note, your name, city and email is not displayed on the website. It is used to notify you that we have answered your question. manulife wants to come into my house and help me fill out my appealDoes the long term disability cover funeral costI have been on LTD with Great West Life from 1999 and also collecting CPPD from 2001. Every few years they ask for an income report and I give them my initial CPPD payment and not the COLA increase. But this time they asked me for a copy of T4 which I can’t find so I gave them the actual amount that includes the COLA. They now are asking me to call CPP and ask them what type of benefit it is, what the initial amount is and a schedule of payments since inception. I thought that Ltd insurers were NOT entitled to the COLA increase? This is causing me a lot of anxiety. I’m worried they will ask for all this money back! What are my options. My Ltd will end in 5 years when I turn 65.What does legal claim against insurance company means? What are its possible outcomes? Secondly, if you take a "buyout" from your insurance company for LTD, how does it effect the employment contract? Does this mean my employment is terminated and I will no longer be receiving the benefits like pension, extended health benefits etc. thanksCan a person on long term disability get assistance with personal hygiene if they cannot manage that care themselves Next Page 1 of 286