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I’ve been on LTD since 2020. If I’m having issues with my caseworker pressuring me to return to work, even though their doctor assessed me stating I can’t go back to the crisis work should I be going a legal route or via my union?
I am on Ltd for a condition called LARS lower anterior resection syndrome. It is caused from having colon and the rectal cancer. Losing 2 feet of colon, radiation and removal of my rectum. I can have up to 30 bowel movements a day frequently up most the night. There is no cure as I will never have a rectum. I have tried all the recommended tips. This is painful, exhausting, mentally stressful and greatly impacts my quality of life and ability to work. My doctor supports me not working due to severe incontinence but Sun Life is saying they will most likely cut me off at the 2 year point as I can not provide enough medical proof. It is mentioned multiple times in my medical file I suffer from LARS. I also had a Takusobo heart incident 18 months ago which is caused 100% from stress as the insurance company was fighting me on approving my original claim. Does it sound like I could have a legitimate claim?
Hello. I’m 43 years old. I’ve been on LTD from my job, receiving benefits and 50% of my predisability pay since 2018. I also receive CPPD as of 2020. I will most likely be unable to work for the rest of my life. I bought a condo 8 years ago. I’m finding it difficult to pay my mortgage and bills on my disability income and I’m considering moving in with my parents and renting my condo out to help with the mortgage payments. I don’t want to lose my condo but I also can’t afford to pay for it much longer. Do you know if there are implications to my CPPD and/ or insurance company benefits/ payments if I rent my place out? Is that considered income if I’m doing it just to stay afloat? Thank you
I am in receipt of LTD benefits from RBC and I recently completed an update form that included a very broad authorization allowing RBC to collect pretty much any type of information. I was not comfortable signing the authorization, so I advised RBC I would not sign it and I revoked the previous authorizations I had signed but I also stated that I would sign authorization to allow them to obtain information from third parties on a case-by-case basis. They have now requested that I obtain records myself from at least 5 different doctors. They have given me two and a half weeks to provide these records to them. I feel that I do not have the capacity to take this on (given the limitation of my disability) and also that the time frame is completely unrealistic. Am I obligated to collect these records for RBC or can I tell them that I am not able to do so and I will sign the authorizations they need to collect them themselves?
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