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Hi My LTD insurance company is withholding federal tax from my monthly benefits. Can they do that? I do understand that LTD benefit payments are taxable but I would like to pay my taxes at the end of the year, so can I ask my LTD insurance company to not deduct the federal tax from my monthly benefits? thanks

I am currently on long term disability ..my employer stopped paying my premiums for benefits and have been cut off medical ,dental ect .should they have not provided me with options to pay myself instead of being cut off. When now is when medical, phyiso is needed. What can I do about this

I am 51 yr old female. I have been employed by my employer for 18yrs. I have struggled with chronic depression since I was a teen. 2012 I finally sought med help and was started on an anti depressant cocktail, never 100% effective, never the less I tried to keep working and be as strong as I could, but a few large changes to my job/position caused a relapse that has left my depression/anxiety at the worst its ever been. I went on ltd 2018, been seen by ltd co ind med examiner, who has made all kinds of recommendations, I have done some, but my depression/ anxiety isn't improving and the continued therapy sessions are difficult to absorb due to a decline in my cognitive abilities. My question is at what point can supposed treatment be actually causing more stress, anxiety, depression and most of all fear of being cut off if I don't comply?? Is there anything I can do?? Severance through employer or pay out by insurance Co. My Dr does not feel I m capable to return to any job, but ltd co is trying to over ride his medical opinion. Please help?

Is it normal for insurance coverage for dental, medical, ect to stop after 2 years on long term disability

I am on ltd since last Feb, they have been good but are now asking my to apply for CPP as the neurosurgeon plan is delayed due to covid and needing more information( tests). I understood from the show, one does not have to apply to CPP until the two year mark, so I am really worried, I do not want to apply to CPP yet.