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Hi i have just been offered severance from my employer.I am Canada life LTD.Do I have to tell Canada life about this payment and will if so will it affect my LTD payments.

Received call from insurance LTD provider. They informed me that they have reached out to my doctors with a gradual return to work plan. However, I haven’t even had a final assessment from physio (that insurance sent me to and paid for). Therefore, no report or recommendations have been provided to insurance, my doctors or me. I also know that physio wants to recommend 8 more weeks of conditioning in order to ensure a SAFE return to work. Why would insurance send a return to work plan to doctors before assessment was even completed by physiotherapist? What are my rights here? Surgery was hip fusion to total hip replacement. History of avascular necrosis, Lupus, blood clots and polymyositis. Thank you.

I have been on long term disability for over 2 years. I was asked by the insurance to apply for Canada Pension Plan disability Benefits a while back. It was approved. In March of this year I received a cheque for over $21,000 retroactive back to 2020 and January February and March of this year. I continue to receive pension plan disability benefits. The insurance company continues to pay me the same amount of over $3000 per month. My question is am I responsible to let the insurance company know about my pension plan disability benefits money I have received or will the insurance company find out on their own? And once they know, will I have to pay back this money to the insurance company? Thank you

I am on LTD (a year in) and the last ten weeks I have been going to physio therapy, as a means to get back to work. I’ve exhausted the physio benefit I’m entitled to annually. The insurance company paid the last six week. The physio assessment is saying I require 8-12 more weeks of physio in order to return to my job safely. Insurance says they are not paying for more physio. Insurance wants me to do a gradual return and in their words, use work to get stronger. It was complicated hip replacement. A fused hip since 1981, was converted to a replacement Jan of 2020. I have Lupus and history of polymyositis (muscle tissue loss) that makes my recovery slower. GP, rheumatologist and orthopaedic surgeon all agree with physio assessment of 8-12 more weeks of therapy. Can the insurance company force me back to work and ignore the recommendation of the physio therapist they sent me to?

I am on long term disability and my health is steadily improving so I told my case manager that I might be ready to go back to work in the near future. I ask my case manager to provide me with a rehabilitation specialist to help me with getting back to work but my case manager said that that resource is not available for me since I have less than two years left in the labour force. Am I correct in thinking that my case manager’s answer to me is age discrimination?