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Hello. I am on LTD with a critical illness and I am moving to be near a major hospital within the same province. My group insurance is attached to my employer. Is it ok to move?
I have been on LTD for over 2 years and I have a change in definition coming up later this year. I have been approved for the DTC and CPPD. Once I got approved for CPPD I noticed a huge change from the insurer. Updates changed from every 6 weeks to every 6 months and they were very short and brief. I recently received a letter in the mail that they assessed my case and my benefits will continue past the change of definition. I have the full support of my psychiatrist, psychologist, GP and my employer (large 1000 employee government agency). Should I be expecting to have to provide a yearly update now? Does the LTD provider need to tell me I am on ‘maintenance’? I haven’t had a phone conversation in ages with them. Last correspondence was the letter in the mail.
I was approved for ongoing LTD benefit payments under the 'Any Occupation' requirement. Less than a year later they are sending me for a Functional Capacities Exam. Prior to my disability I was a program manager with a financial institution and spent 30 years in the banking industry. The insurance company is now suggested I become a landscaper, which is why tbey are sending me for the FCE. I am a 51 year old woman and quite certain my body could not start a physical labour career at this time. Also, they already approved as disabled from any occupation. Im very confused and concerned.
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