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Hello, Thank you for this great service. I am 46 years old and have worked for a bank as a manager for more than 20 years. I have been on short term disability for five months for depression and I would like to try to return to work (both my doctor and psychologist are ok with that). As part of my accommodation request, my psychologist wants me to work at a different job within the company that is less stressful. After 6 months, she proposes I return to my regular job. I am wondering two things. First, if my temporary job a lower paying job, should I expect to have my salary drop? Second, if I don’t like the temporary job they offer, can I decline and could they terminate me?

I have been on short term Disablity now entering long term . I have to take Physio for my disability but my insurance only covers 500.00 annually . The rest comes out of my pocket . Because I have to take Physio I order to get better is there a responsibility for manulife insurance to pay for my Physio that is not covered ,or am i responsible for it thanks

In June 2018, I was let go from my job due to restructuring. In July 2018, I was diagnosed with a serious illness and went on STD and LTD and have been on disability ever since (based on my previous employment) with the support of my doctor. Out of the blue I had coffee with an old colleague, and he was very interested in me. He made me an offer in February 2020 for a new job after only one interview. My doctor says that he would still support me on disability however thanks that it is worth trying to go back to work since the offer came up. As per the terms of the severance contract from my previous employer, I am entitled to nine months of severance including health dental and pension benefits for a period of nine months once my LTD is completed. My LTD would end once I started a job. If I would accept the offer, I would only receive benefits after two months of employment which would be under great west life. My previous employer provided insurance benefits under Sun Life. If I were to accept the offer, I would assume that I could continue with the Sun Life benefits from the previous employer at least for the first two months at minimum until the new employer benefits kick in. Is that correct? As well, what happens after the two months are over, technically I would have coverage for benefits under both Sun Life and great west. Which benefits would apply? Would it be my choice as to which benefits I would use? Or could I pick and choose, which ever benefit is more beneficial for me? Thanks This is the second time I have submitted this question. Please respond

I am a 59 year old canadian, I collect sunlife long term disability ,can I still collect while vacation for half year in florida?

Do Canadian citizens with permanent disability can use their medical benefits outside of Canada. How does it regulated on international level? Do those benefits apply for all countries away from Canada the same way or Canada has very specific or different level of co - lateral agreements or contracts with different countries? Can you be very specific , please? I appreciate very highly your time , knowledge and willingness to help and answer.