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I suffered mild TBI May 2023 and suffer from memory issues, cognitive issues, severe anxiety, depression. I returned to work after the accident and tried to work. March 18 2026 I went off on STD as I can no longer do my job. My STD benefit has run out and LTD was denied regardless of medical documentation submitted. Sunlife automatically set up a denial appeal for me and requested more documentation. My name employer has put me on non pay leave of absence. I have a lawsuit in process against the gym but my lawyer won’t be able to help due the conflict of interest. What can I do
My LTD has been extended past the two year mark for about 6 weeks. Canada Life has presented a gradual back to work plan and I have gone into work for two four hour days 1pm-5pm so far (week 1 of the plan). This was discussed with the Canada Life OT where it was assumed that the start time would be towards the end of the day (unfortunately I did not get that in writing from her). I have a letter from my psychiatrist with limitations and accommodations. I am currently seeing a sleep clinic to address sleep-wake schedule dysregulation. In the letter under current restrictions and limitations is stated "Her current wake time is approximately 11:00 AM. She is not yet able to reliably wake by6:00 AM, which would be required for an 8:00 AM start." In the letter under recommended accommodations for return to work is stated " Modified start time: A start time no earlier than 11:00 AM initially, with a planned gradual advancement in alignment with sleep clinic recommendations" When I discussed this item with my psychiatrist, it was under the assumption I'd be able to work from home a couple of days a week. Issue 1: My employer sent an email at the end of the day Friday stating they are expecting me to come into the office (no working from home during the return to work plan) for 11am (today). (job hours 8 am to 4:30 were stated in that email from work and were provided to Canada Life). I sent an email stating that "that the expectations go against my active medical limitations and thus cannot be performed safely and would not be coming in" and I would be speaking with Canada Life this afternoon. Question: What action can I take to ensure that the restrictions and limitations are adhered to and I don't have this 'demand' from work making me look bad that I can't fulfill? Issue 2: I have not been into work since those first couple days, as Canada Life was to address work's request to start at 11am (as you can see it was not resolved), so work has decided to not continue the gradual back to work plan weeks but to skip ahead to week 3 disregarding the gradual addition of days and hours that was approved by my providers and the plan created by Canada Life OT. Question: What action can I take to ensure that the gradual back to work plan is continued from week 2? I have
In 2019 I recieved a wcb settlement and repayed my LTD provider for the overpayment the settlement created. My LTD provider then issued me a letter to claim a deduction on line 22900 but as my tax deductible was already at $0 the full amount ($29,726.44) resulted in nothing but a non-capital loss which the CRA calculated as $8771 but since the CRA didn't accept and apply the deduction until 2023 I have been unable to recover anything from the pre 2019 years that I actually reimbursed Canada Life for. How does this make any sense? Like isn't that the taxes I paid on the money I reimbursed them
I was accused of having marijuana on me at work. I vehemently denied the accusation but I was still terminated. The company said they found physical evidence but I was never actually shown the so called pouch containing the pot. With me denying the accusation and never seeing physical proof, can the company terminate me with a fabricated story? I have a lot more in my history (my mother passed and I was off due to mental health but sent back against my will as per the insurance company )
Can you travel to Europe or the USA while on STD or LTD
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