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I took my cpp early as i was very short of income.. Gwl has made me pay back all of the cpp i received, over 12k. They are taking 100 $ off my ltd every month. I just recently found out i can earn up to 5k a year without penalty. My last ltd pay was minus 300$ without any reason. Please tell me what my legal rights are regarding this.
My wife was diagnose with stage 3 ovarian cancer in October of 2014. At the time she was employed with the Halton District School board and was only covered for short term disability. Since then, the plan has shared and her colleagues are covered under LTD. The school board or Insurance company has told her that she does not qualify because she has a pre-existing condition. Is this correct. Also the second part of my question is that in October of 2016 she was involved in a motor vehicle accident where she was hit from behind at a red light by a dump truck. She went to all kinds of tests and as of today my lawyers cannot reach a settlement. My lawyers are telling me that the insurance company is claiming that my wife's cancer is causing her symptoms. I really feel that this is discriminating as the pain that she is suffering from is not coming from the cancer. I feel that my lawyers are not being aggressive enough. It has been almost 3 years.
Hello! I got into a very difficult situation. I moved from Quebec, where I was on disability since 2013. here I was forced to undergo a disability recognition procedure again and eventually was denied. I have a very severe form of systemic scleroderma with pulmonary fibrosis. Only 57% of the vital volume of the lungs remained. I hardly move and almost constant shortness of breath with severe coughing and often to vomiting. But according to the Minister, if I can walk on my own, cook and wash, then I have no right for help. It turns out that in order to be recognized as a disabled person you need to be completely paralyzed or be in a coma? I was given the right to appeal, but with such requirements, I am not sure that I can win the process. Please advise - what to do?
Regarding my insurance co. new case worker wanting to do a telephone “interview”, due to my anxiety over this (PTSD too triggers after huge car accident dealing with these people) I’ve asked her if I can give written medical updates. Previous worker let me do this. Is there anything legally I can say to protect myself such as: the interview will be under duress so it can’t be used against me, OR the interview via phone will set back my recovery/damage me (it does as I have been bed-ridden over the anxiety over thoughts of her trying to trick me into saying something that will be used against me), OR can I request the questions in advance so I can be prepared? This has me concerned because I asked what the difference between an “interview” and a medical update was, and she said she needed to talk on the phone, and that I couldn’t just send the updates in writing, so then WHY is the interview required, if it’s not simply a medical update? Her statements are conflicting. It seems it is not in my best interest, so why do I have to do it? I understand I must comply with what they want, but if she said it was for medical updates, then why won’t they take that in writing? What can I say legally to protect myself?