I tried to go back to work on modified duties 3 months before LTD 2 year period because I panicked not knowing how to support myself financially after being cut off at 2 yrs. I ended up off work needing emergency spinal surgery after 3 months. My claim was extended 6 months which ends in 1.5 months. I'm still not able to do the job I'm educated and experienced in. I have no other experience and not able to do schooling/retraining as my mental and physical health are now affected. What will happen in December when I get cut from LTD because my 2 years plus extension are up? Also my surgery was for a different issue than I was initially off for (mental health) so I am now suffering from mental and permanent physical health issues. Do I have any rights? Please help! I am running out of time.