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Hello, I have Parkinson’s and have been working with accommodations for the past two years. I am off work fully now until I’m “stable and able to return to work” (Manulife wording). I no longer have the extra income that went towards my all-source (ie just the max LTD benefit). At what point should I apply for CPP disability, and is it treated like the extra income towards all-source like my work income?
I'm going to email you about this directly.