I am on LTD for mental health issues. My group policy has a ONE year change in definition, which takes place for me at the end of August. The insurer said that my LTD is approved past the change over date but was not specific. Is there anything I need to do now to protect myself? I am certain that the insurer will start putting pressure one the change in definition kicks in. Thank you.

I'm glad to hear that your benefits are set to continue. The main things to focus on is continual treatment and following any recommendations from your medical team. Your insurer may start putting the pressure on, but you should never feel forced to return to work against your own doctors support. If this happens, or if you run into any further issues, please contact us again ASAP and we will help.