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How long do you have to be off work to claim Ltd?
Every policy's different. There will be a term in your policy that says how long you have to be off before you're eligible. It's often called the "Qualifying Period".
That said, you may have Short-Term Disability ("STD") benefits that pay before you're eligible for LTD.
That said, you may have Short-Term Disability ("STD") benefits that pay before you're eligible for LTD.