I am currently employed to walmart, and coverd by manulife. I had 3 hearth bypass and just recently had a total knee replacement. As well the other knee is going and my right shoulder is giving me hell. Can I apply for ltd disability. Ii ma 58 years old.

If you have LTD coverage through your employment or a private policy, and you have doctor support for your application, then you can absolutely apply for LTD benefits. You can read more about this on our website: https://stlawyers.ca/disability-law/faq/applying-disability-insurance-benefits/. If you have any further questions about applying, or run into any issues, please feel free to connect with our disability specialist, Rebecca, at rebecca.stap@stlawyers.ca or 1-844-661-9065 x132