Ask your question and a Long-term Disability Lawyer in Canada will answer in minutes
I am on LTD and also collecting CPPD benefits. If I withdraw money from my RSPs is that considered income? Do I have to disclose the withdrawal to my insurer and could they reduce my benefits?
Unfortunately the answer to this question depends on the offset/deduction terms in your specific LTD policy. So you'll need to get a copy of your policy and check those terms and go from there.