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I apply LTD from insurer and accepted on March 2024. However my injury at work on 2021. Under WCB. I apply the CPPD on Jan 2024. I didn’t received any money and benefits from insurer. If I approved CPPD the lump sum payment the insurer will held by them. It is correct. I didn’t owed the insurer anything. All the time only WCB pay my loss wages. Why I need let the insurer withhold my lump sum? Please advise.

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