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If you have a 3 year own occupation and you have received a letter in the mail from SunLife 1 year prior to the change of definition that they have looked at my case and my benefits will continue past the change of definition. Can I assume my case (mental health issues) has been deemed serious by SunLife and their internal doctor has signed off on it? My psychiatrist, psychologist and GP were not asked to provide any medical updates prior to the letter from SunLife. I have been accepted for CPPD and the DTC as well. Can I assume based on the approval past of definition 1 year in advance that I may only have to submit the annual yearly update going forward. After my CPPD approval my updates changed to a brief every 6 month update.
Thank you.
Sunlife may or may not request updated medical information from you on a regular basis. It's difficult to predict. Your file could be assigned to a new adjuster tomorrow that wants additional records.
That said, obviously being approved past the change of definition is a great sign. They may even decide to put you into their "long duration" program, which is generally for files that Sunlife believes should not be denied for the foreseeable future.
That said, obviously being approved past the change of definition is a great sign. They may even decide to put you into their "long duration" program, which is generally for files that Sunlife believes should not be denied for the foreseeable future.