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I was in a car accident in 2020 and I obtained a lawyer to deal with the car insurance. Can I use the same lawyer to deal with my work insurance who wants to cut me off of benefits at the 2 year mark, or do I need to find alternative representation?

Im on modified return to work after being on ltd, not sure if I’ll last. I was told I could go back on claim with no waiting period only until the 2 year mark change in definition. Does this sound right? If I was to go off again because of the same or related injury there’s a good chance I won’t be able to do any occupation. Does this mean I need to appeal this and or get a lawyer? Thanks

I went for a neuropsychological IME assessment requested by disability insurance company for depression. Report came back that I have cognitive deficiencies and requesting my doctor that I see a neurologist and do a physical as their are suggesting I have some other mental related issue. I understand you need to attend the IME, which I did, but do I have to follow the recommendations of seeing a neurologist and do a physical if my doctor is not in agreement, Do the insurance companies use this to stop payments - is it a tactic of theirs?

With in a year of being on LTD, I was given an extension past the change of definition. or the 24 months. Was told I met all the criteria for this. Seamed strange that I had got approved a year ahead of the 24 months, but ok. My reason for being on claim is COPD . Chronic Obstructive Pulmonary Disease. By losing over 65 pounds , I've come off day oxygen in 6 months and off nocturnal oxygen( pumped into my By-Pap machine at night) after 17 months . Also because I've been hitting the gym , then pool at rec. center 5/6 days a week . Also been eating healthier. all bloodwork in good range. Now feel after 19 months I'm ready to go back to work. Just waiting for doctors approval. I have 2 questions First off . At 12 months I had (insurer requested) to go to Pulmonary Rehabilitation , And while Doing program . ( instructed exercise ) I got 2 Umbilical Hernias. But if i go back to work after 19 months .Operation only can be done at the 24 or25 month point. recovery will be about 7 weeks. so work 7 or 8 months then off for 7 weeks or so . Should insurer cover my recovery time . Since it happened at their recommended rehab? don't forget I'm going back willingly. Partly because work is trying to accommodate me . And I feel I'm ready . Now 2 nd Question. I was given a letter by insurer back at the beginning of claim, that reads ;Your Group Life Waiver of Premium benefit has been approved. GLP do not have to be paid for you . While you satisfy the LTD definition of disability. Your group life coverage remains active as long as the LTD definition of is satisfied, up to the contractual maximum allowed for this benefit.; now work paid my extended health benefits for 1 year , than said I must pay the $96 a month after that. Doesn't that quote from insurer mean I should not have to pay $96 a month.?

I am a Flight Attendant and went off on disability October 2021 and my claim was accepted. February 5, 2022 Manion Wilkins decided to cancel my claim saying there wasn’t enough medical information. My doctor has supplied them with forms that they requested plus test results and letters explaining my illness and they still deny it. I am now on my third appeal which the deadline is December 26, 2022. I received an email September 28 stating the second denial and to tell me I am cut off of all my medical benefits and that I might have to pay back the thousands of dollars that my benefits have paid for since February 6, 2022. Is that legal when they only just told me September 28? I immediately stopped my treatment plan for recovery and am in limbo. I do want to be able to get back to work fully recovered from my illness. Do we have a case? I would like to talk with Sivan about my situation to see if I have any rights to get my disability payments and medical benefits back. Thank you for your time.

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