Add Comment Question: When you are on long-term disability and your employer is still paying for benefits. I know I will be unable to return to this job if I was to say I don’t need their benefits with my long-term disability payments stop as well? Answer: Your LTD benefits should generally continue on as long as you meet your policy terms and the definition of disabled. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.