Add Comment Question: What is a reasonable waiting time between application and acceptance? Answer: There is no exact timeline, but generally it can take up to 8 weeks for an insurer to make a decision on an LTD claim once they have received all the required forms. If your insurer is taking longer than the 8 weeks, please contact our Disability Specialist, Rebecca, at rebecca.stap@stlawyers.ca or 1-844-661-0965 x132 for further information. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.