Add Comment Question: I have been in a motor vehicle accident which is about 4 months now and slowly getting better and went back to work last week for a full shift. Turned out my body was not ready yet. If I go for another few weeks then when can I apply for long term disability from my work insurance? Answer: You are going to be entitled to income replacement benefits from your auto insurer as well as possible short term and possibly long term disability benefits, depending on the severity of your injuries and inability to work. Please contact us at our phone number or email below and we can explain all of your options to you (at no cost). Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.