Add Comment Question: I have had to go on Ltd from a stage 4 cancer diagnosis. My Ltd policy provides 60% of my salary up to a maximum monthly amount of cap. I was fortunate enough to make a salary that reached that cap, whereas the insurance company is only really paying about 45% of my salary. Can the insurance company take my government disability benefits still even if they are not paying the full 60%? Answer: I'm going to email you directly about this question. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.