Add Comment Question: Does my disability insurance stop when I turn 65 Answer: If you're referring to Long-Term Disability (LTD) benefits with an insurance company, most policies do cap at age 65, but not all of them. You should get a copy of your specific policy to check, or you could simply ask your case-manager at the insurance company (and if it's a group policy, your HR department should know too). Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.