Add Comment Question: My insurer is requiring me to apply for CPP disability. Will my income be lower because it's taxable income? Thanks. Answer: If your LTD was non-taxable, your monthly amount may be lower however, you can apply for the disability tax credit to help offset the CPP Disability tax status. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.