Add Comment Question: I work 30+ years for a Non union company who is in credit protection saying restructuring but may bankrupt , I pay for my group benefits thru work to Manulife I am currently on LTD due to a non work related severe injury, Manulife only approves this then my employer issues my pay @ 50% of my regular salary. Will I be protected if they bankrupt , what can happen, what should I be aware of , plan for, do or know ? Thank you Answer: This is a nuanced situation, so I want to be certain of a couple of key facts before giving you any information. For this reason, I'm going to email you directly about it. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.