Add Comment Question: Is it normal to take long period of time for approval? Answer: Typically for LTD, the process can take anywhere from a few weeks, to 1-2 months (after the insurer receives all the required information). If the insurer is stretching the response beyond that period, or you have further questions or concerns, please contact our disability specialist, Rebecca, at rebecca.stap@stlawyers.ca and she can help you with next steps (at no charge!) Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.