Add Comment Question: On LTD for almost 9 years, this length of time is causing some stress including financial with the higher costs of living. I am not able to return to my work and so I would like to know in order to alleviate some stress - what are my chances of a settlement ? And do you offer this type of help ? Answer: I'm going to email you about this directly. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.