Add Comment Question: I’m presently on std but my mental health seems getting worse . I have bouts of anxiety attacks anywhere anytime. Now the insurance company Manulife wants to have comprehensive medical review. My last working day was 30th august. For two payments as STD. Manulife has send some 16 pages to my psychiatrist. After receiving the papers Manulife tell me they will be back after comprehensive review. They will take 5 business days. I’m getting absolutely nervous. This is from my workplace means the insurance. What do I do if they decline. For me working full time would be absolutely impossible. I’m a single mom with no support my depression and anxiety is blowing through the roof. I work for homedepot Answer: I'm going to email you directly. But in short, if you're denied/cut-off benefits, we will connect you with an LTD lawyer for a free consultation right away. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.