Add Comment Question: Can I appeal Canada Life’s denial of my LTD claim even though my application was submitted late due to medical and personal hardship? Answer: Absolutely, as long as the denial was received within 2 years. Please give us a call at our number below ASAP so we can gather a bit more information to confirm what's going on, and explain how we could help. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.