Add Comment Question: Is there a standard amount insurance companies are supposed to pay out for long term disability Answer: Unfortunately, no. Each LTD policy determines how much the insurer will need to pay. Often, it ranges from 50-70% of the pre-disability income, but as all policies are different, there isn't one standard amount. If you have further questions or think you are being paid incorrectly, please reach out to our disability specialist, Rebecca, at rebecca.stap@stlawyers.ca for further assistance. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.