Add Comment Question: Why do insurance companies (Desjardins in particular) change claim specialists so much?? I’ve been on LTD for almost two years and have had 4 and now another one is calling! So stressful. Answer: I'm going to email you directly about this. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.