Add Comment Question: If you are on long term disability with a private insurance provider can you have an Etsy online business without risk of losing your benefits? Answer: Typically, LTD policies do require that specific income is disclosed to the insurer, and they may be able to adjust your payments or end your benefits if you are 'working'. You should review your LTD policy carefully to determine your rights before engaging in such business, so you can get a better understanding. Unfortunately, each policy is different so there is no one-size-fits-all answer. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.