Add Comment Question: In 2017, I was denied LTD because the insurance company claimed it was a preexisting condition. However, my doctor said it was a different condition. I now know, I could have fought the denial. Since, I’ve continued to be limited in my ability to work. I’m curious if anything can be done at this time. Answer: Unfortunately, if the denial letter was received more than two years ago, the claim is likely statute-barred in Ontario. There are certain exceptions to that rule, but based on the limited information you've provided, I would not be able to opine on that. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.