Add Comment Question: Turning 65 next month LTD ends as does CPP-D, I understand This coverts to regular CPP retirement Pension. At reduced rate. What happens to funds from LTD shortfall now? I also wondered if employer can force retirement even though deemed off work due to permanent injury, post concussion syndromes. Answer: Unfortunately, if your LTD policy caps at 65 (which most do), then those payments will fully stop at that time. For questions related to your employment, I recommend using our free employment questions website as a starting point instead: www.terminationquestions.com. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.