Add Comment Question: If my long term disability runs out at 65 what do I do and I can not perform my previous employment Answer: If your LTD policy maxes out at 65, and you can't work, you'll have to find alternative income. You can consider trying to access your CPP/private pension options. You can also read about certain provincial and federal government assistance programs that may be available to you on our website, at: https://stlawyers.ca/disability-law/faq/government-income-support-programs/ (not an exhaustive list). That said, most of those max-out at 65 as well. Pension/retirement is typically your best option in this situation; however, this can have negative impacts on your severance rights and benefit coverage, among other things, so you may want to speak to an employment lawyer and/or your accountant before taking any concrete steps. (For example, you may want to try to collect frustration severance monies before retiring. Again, the employment team can advise further.) Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.