Add Comment Question: i Have been on LTD since December 2013. The insurer informed me that the disability payments will end in January 2025 at age 65. Question, Am I entitled to a final lumpsum payment given that I am being terminated because of age and not because I have recovered from my illness? Question 2.Are there any other benefits or claim I could request from the disability insurance company?. Question 3. What are some of the obligations of the insurer, do they notify the employer that benefits will be terminated? Answer: Unfortunately, once you reach 65, most insurance policies give the insurer the right to end your benefits, and there is no obligation for them to pay you any further LTD benefits. Typically, the insurer will inform the employer that benefits are ending and then the employer may reach out to you directly to discuss any next steps or options regarding your employment. If you have any further questions regarding your employment, and you're non-unionized, please contact our employment team at: 1-855-821-5900 Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.