Add Comment Question: If you are near the 2 year mark and they are assessing whether you can do ANY job and are asking for practictioners contact information even though that is not the reason that you were initially off, what are they trying to do? I have heard to know if you had something prior to LTD, and I have heard other things so unsure exactly. Do you want to know limitations unrelated to your illness ? Are they trying to use that to cut back your insurance in those unrelated areas? Answer: Since there is often a change of definition/test, as you alluded to, at the two-year mark (sometimes at other junctures instead), it is very common that insurers will look at all aspects of your claim around that time, to re-assess and determine if you pass the new definition/test. But yes, at that time, they may look at other things as well, during their overall re-assessment. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.