Add Comment Question: I'm receiving LTD through my group benefit provider and I am approved for CPPD in 1997. CPPD has adjusted (increased) payments over the years for the cost of living, why hasn't my LTD insurer? Is there a clause in policy I need to be aware of or look into. Thank you in advance for your response. Answer: Thanks for your message. Your insurer only has the obligation to increase your payments if your LTD policy says so. You can review your policy to see if you do have a Cost of Living Increase/Allowance provision. If so, make sure to bring this up to your insurer to have the changes implemented. If not, unforutantely there's generally nothing to be done to increase your payments from the insurer. If you want assistance in having your policy reviewed, contact our Disability Specialist, Rebecca, at rebecca.stap@stlawyers.ca or 1-844-661-9065x132 for assistance (at no charge) Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.