Add Comment Question: Should I receive coat of living increases on LTD through my employer as I do with CPP disability? Answer: This is entirely dependent on the terms of your specific LTD policy. Some have cost of living allowances (sometimes called other things), and some do not. You can check your policy, or ask your case manager to find out. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.