Add Comment Question: Im on modified return to work after being on ltd, not sure if I’ll last. I was told I could go back on claim with no waiting period only until the 2 year mark change in definition. Does this sound right? If I was to go off again because of the same or related injury there’s a good chance I won’t be able to do any occupation. Does this mean I need to appeal this and or get a lawyer? Thanks Answer: You will need to review your LTD policy to see what it says about a recurrent injury/disability. Generally, the policy will have a recurrence timeframe (often ~6 months). If you're within your timeframe and your insurer will not accept your request to go back on disability, give us a call ASAP and we will help. Our contact information is below. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.