Add Comment Question: I am currently on ltd, and approaching the two year mark. they switched adjusters who is determined to have me return to work. Pushing me to get knee brace and has me doing physio for the second time. I was a letter carrier for 33 years . I have issues with both knees, hip and back. And do not feel I am physically capable of doing the job. I have previously did the physio they sent me to, and attempted a return to work program and was unable to make it through. Now going through the same thing a year later. And fear the same results as the first time.What can i do. Answer: You should talk with your own health care provider about the program they're putting you through. If they do not support it/think it is not helpful, they should communicate that clearly to your insurer (in writing). If your insurer continues to push you to participate against your doctors wishes, please contact us ASAP for next steps. Our contact information is below. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.