Add Comment Question: Can I earn income while on private disability benefits Answer: You will need to review your specific insurance policy to see if that is allowed. Typically, insurers do put some limits on earning while on LTD, but each policy is different we cannot say one way or another. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.