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I have been a stay at home father to three children over he past 15 years two 15 year olds and a 26 year old who doesn't live with us. I had a discectomy in 2000 and presently suffer from failed back surgery syndrome and receive monthly needles to deaden the nerves from my L1 -L5. I look after my twin Grade 9 students and am separating from my wife. I have been her dependent up until last January, receive a tax disability credit and I want to know if I am eligible for a long term disability claim. I volunteer three shifts a week at a long term care residence just down the street. I have done on-line courses and attempted part time work in the kitchen of the seniors residence and could not do the work required without extensive downtime after and I lost my ability to be a my kids guardian. the first three shifts put me out for five days. Next to useless. I am a 52 year old single father going through a final separation from a woman we are 100% dependent on financially and it has been used against me for a decade. I am presently cohabitating with my ex in Barrie ontario.
If you can’t work because of an injury or illness then you should qualify for long term disability IF you have such insurance coverage available to you. If you don’t then check other resources that could potentially be available such as provincial or federal disability programs or social assistance.