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Canada... I’ve been on LTD all year with top up as a result of a broken back and brain damage from being tboned. Will I recieve a refund or have to pay back?

I don't understand your question. What top up and what refund are you talking about? I need more information in order to assess your situation and give you answers. Please feel free to contact me at my number or email below to discuss this further.
Sivan Tumarkin
Direct Tel (Toll Free): 1-888-990-9646     Email:     Web:
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