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I am 60 years old on LTD ensured to 75% of my wages. I would like to start a small business and would like to approach my insurance company for a buyout and or fully retire from my company to help finance this venture. How do I approach them and would they continue topping up my income if I retire?

Unfortunately it is highly unlikely that if you approach your insurer that they’ll agree to a buyout. In fact, they may place your claim under a microscope and potentially cut you off. Be careful.
Sivan Tumarkin
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