Add Comment Question: I am currently separated from my employer on saverance for the next 6months, while I was still working I was off on long term disability. Under the agreement of the serverance I still have full benifits. Can I apply for long term disability in my current situation? Answer: Yes there shouldn't be an issue if the disability arose while you had coverage but look at your specific policy as it will cover this issue. If you are denied or cut off LTD call or email me ASAP and we will help. My contact info is below. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.