Add Comment Question: If I have private Ltd insurance and wish to withdraw some RRSP s to easy my financial burden, does it go against my disability benefit in terms of income? Will my insurance consider the rrsp as money earned? And deduct against my benifit? Answer: It depends on the wording of your LTD policy and specifically the provisions dealing with other income. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.