Add Comment Question: I'm receiving long-term disability benefits I'm permanently disabled. I recently found out the company I work for has decided to go with another long-term disability carrier how does that affect me do I switch to the new carrier or a my grandfather into the old carrier which is still providing me with my benefits. I am permanently disabled cannot return to my own occupation Answer: You should be grandfathered into the company you’ve been with. They can confirm that for you if you are worried. If there are any issues let me know. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.