Add Comment Question: I've been denied any occupation disability. I have arthritis and oestoarthritis. Work cannot accommodate me. Insurance will not have me. What should I do. Answer: If you still can’t work and your doctors support you being off work then your LTD should continue. Please call or email me at my contact info below and we will discuss your legal options at no charge. We deal with matters like your every day and resolve them. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.