Add Comment Question: My insurance company cut me off from my benefit payments 3 months ago. I sent them a doctors' note and they reinstated the benefits. As soon as they reinstated the benefit payments they have asked me to have an independent medical assessment with them. Can you please advise if i can refuse and what the reprucussions are. Answer: Yes you need to go to the independent assessment but this could be a red flag and a sign that they may cut you off. If you are told that your benefits will stop contact me ASAP at my number or email below and we will help. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.