Add Comment Question: Hi I am back to work now but I was on LTD for a year. I did work 2 days while on LTD before I realized I wasnt suposed to perform any job at all while on disability. What can I expect if the insurance company finds out? Answer: If the insurer believes that they paid you LTD when they should not have because you did not qualify then they could request a repayment. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.