Add Comment Question: If you receive a anutiy payment from a life insurance policy will it affect your disability Answer: It should not affect your LTD payments unless there is a specific provision in your LTD policy that allows them to do that. Generally LTD policies don't contain such provisions in my experience. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.