Add Comment Question: If I am on LTD do I have to go to my insurance independent assessment ? Do I have to bring a photo ID? Answer: Yes you need to go to their assessment and follow the instructions they give you. But if you find that after the assessment they want to cut your LTD for any reason please contact me ASAP at my number or email below and we will help. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.