Add Comment Question: My employer is encouraging me to go off on LTD due to my disability. If I were to start a company (different occupation) would income or dividends earned affect the LTD coverage? Answer: Most likely it would but it depends on your specific LTD policy. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.