Add Comment Question: I am on LTD as of Jan 9th of this year. Can I commute my HOOP pension to a LIRA account without it affecting my LTD. Answer: Your LTD policy will contain provisions that stipulate that any income you earn elsewhere is credited to the LTD insurer. You need to check your specific policy to see if commuting your HOOP pension into a LIRA account would affect your LTD, or speak with your adjuster about it. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.